My journey started on a Thursday morning with Alfred, one of the local counterparts of the Aga Khan Foundation (AKF), picking up my two colleagues from the Aga Khan Agency for Microfinance (AKAM), Razid, Sadru, and myself from our hotel to drive to the airport in Tana. Razid and Sadru, both based in Geneva, had come to Madagascar at the same time as I to help me set up and to conduct some field studies. The objective of our visit was to see the villages where AKF had started its rural intervention program to see the feasibility of AKAM setting up a microfinance program there.